Paul Milholland (Yahoo!, FZ10 group, 1 January 2005)...
As far as the color balance being off, the FZ10 and 20 seem to use a warmish White Balance setting when they know you're using flash. You can go Manual on the WB menu, and dial things over a little bit toward the Blue side {as opposed to red}. It'll probably take a few test shots to get things dialed in {i.e. the `right' setting}, but you should be able to correct the problem.{See also Michael Shpuntov's water-drop photograph recommendations }